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Mortgages Resources
Welcome to Mortgage Resources

Welcome to Mortgage Resources at Money Answers! Your home is likely the largest investment of your life and making smart money choices about buying, refinancing or selling your home can save money and have a huge impact on your personal finance. 
Jordan Goodman has identified several great resources to help you refinance your mortgage, pay off your mortgage in 5-7 years, control your interest rate and much more.  As a personal finance expert, Jordan recognizes quality solutions, forming affiliate relationships to help improve people's financial lives.
Building financial skills and literacy is a life-long learning process. If you have money questions or need additional money advice,  please use the contact page to ask questions - Jordan will personally respond.

Hero Reward Program For Home Buyers, Sellers & Refinancing

Are you a hero? Do you know a hero? Heroes come in many walks of life! Heroes Come First with Homes for Heroes is on a mission to recognize everyday and exceptional heroes with a program providing an average $2,500 savings when selling, buying or refinancing their homes.

If you are a current or former firefighter, education professional (teacher, professor, school staff, etc), law enforcement officer, military personnel (active, reserves and veterans), health care worker or professional(nurse, doctor, dentist, EM, technician, staff, etc), or clergy you should qualify to participate in and receive special savings through this program.

Jordan Interviews Joe Kelly of Heroes Come First 

Resource: Heroes Come First with Homes for Heroes
Website: HeroesComeFirst.com
Telephone: 800-272-5626

Mortgage Equity Optimization

Thirty years can seem an eternity when it comes to paying off your mortgage and owning your home outright. Truth in Equity's Mortgage Equity Optimization program uses the equity your have in your home together with bank-style money management to your advantage, allowing you to pay off your mortgage in 5-7 years without making more frequent or larger payments. Positive cash flow, good credit and financial discipline together with this program can have you owning your home outright decades sooner than expected.

Jordan Interviews Bill Westrom of Truth in Equity

Resource:  Truth in Equity
Website: http://www.TruthinEquity.com

Reverse Mortgages


Tapping into your home equity using a reverse mortgage might be a fantastic solution for you if you need money or to boost your retirement income and are at least 62 years old. Reverse mortgages, now called Home Equity Conversion Mortgages and can be arranged for homes with 1 to 4 families or FHA approved condominiums. You continue to own your home and are still responsible for paying real estate taxes, insurance and fees. To see if a reverse mortgage might be right for your situation and to get the best deal, contact the Intercontinental Capital Group.

Jordan Interviews Russell Silver of Intercontinental Capital Group 

Resource: Intercontinental Capital Group
Website: https://www.reverseloanchoices.com
Phone: 833-785-3390

Automatic Rate Cut Loan (ARC Loan)

It makes so much sense to keep the interest rate you pay on your mortgage as low as possible! The ARC Loan Money Management System actively watches for opportunities to refinance your mortgage, lowering your interest rate, at little to no cost. Prime opportunities include when interest rates drop as well as when property values rise or your credit scores improve. The goal of the ARC Loan Money Management System is to get you down to the lowest rate possible with little to no closing costs and to alert you to opportunities to improve over the life of your loan. 

Jordan Interviews Joseph Kelly of ARC Loan Money Management System


Resource: ARC Loan Money Management System
Website: www.arcloan.com
Tel: 800-272-5626

Refinancing Your Mortgage

Save Thousands By Refinancing Your Mortgage!

Refinancing your home mortgage can bring real savings but be choosy about you work with. Sharing your information online could result in being bombarded by high pressure sales calls from too many mortgage companies! It can pay, long and short term, to work with highly trained professionals who value long-term relationships and look out for your best interests. If you’re thinking of refinancing or wondering if refinancing makes sense for you reach out to the experts at You Can Refi.

Jordan Interviews Joseph Kelly of You Can Refi


Resource: Access National Bank 
Website: www.youcanrefi.com
Tel: 800-272-5626


Fixing Mortgage Payment Overcharges

If you have a fixed-rate or adjustable-rate mortgage, or a home equity line of credit, or if you’re making extra payments or just want a professional second opinion about the accuracy of your mortgage payments, order an ArmCheck™ mortgage audit today. Consider a mortgage audit if your monthly payment or loan balance just seems too high.  ArmCheck™ mortgage audits uncover overcharges in the calculation of your mortgage rates and payments. Thousands of homeowners have used the audit to “win their case” and get refunds ranging from $300 to $38,000!  Surveys indicate that such errors occur in up to 40% of all loans. These mistakes include miscalculating monthly payments, interest charges and loan balances. These problems occur for a variety of reasons such as inexperienced personnel, faulty software or using an incorrect index value for variable rate loans.  You will receive a report to let you know if you’ve been overcharged by the lender. You’ll also receive a “Lender Refund Letter” to send along with your report to your mortgage lender to obtain a refund for any overpayment.

Jordan Interviews David Ginsburg of Verify My Mortgage


Learn about the ArmCheck™ mortgage audits at www.verifymymortgage.com
or by calling 800-888-6781

Fixing Escrow Account Overcharges

Escrow accounts are often required by mortgage lenders to pay property taxes and insurance. Lenders review the account annually, but these escrow payment adjustments often result in overcharges that come out of your pocket. Errors occur in up to one-third of escrow accounts.  Mistakes occur for several reasons including inaccurate annual escrow reviews, inexperienced personnel or faulty software. The EscrowCheck™ audit will determine if you’re paying too much every month and if the lender is holding excess funds in the reserve or “cushion” account. Along with the audit report, you will receive a “Lender Refund Letter” to send along with your report to the lender to get a refund for any overcharges. Thousands of homeowners have used the EscrowCheck™ independent verification of escrow accounts to uncover mistakes or overcharges. Borrowers have received refunds ranging from $500 to $6,000. 

Jordan Interviews David Ginsburg of Verify My Escrow

Learn about the EscrowCheck™ escrow audit at www.verifymyescrow.com
or by calling 800-888-6781

Cancelling Private Mortgage Insurance (PMI) Early

Most homeowners think that private mortgage insurance, or PMI, can only be cancelled when the loan reaches 80% of the home’s original value. However, there are many other ways that PMI can be cancelled early without refinancing! That will save you between $50 and $350 per month in PMI premiums. The early removal of PMI is complicated and based not just on the loan balance and the home’s original value, but also on the interplay among numerous factors such as the loan rate, term, and whether any home improvements or prepayments have been made to the house.  The PMI Terminator™ personalized report is based on your specific situation and shows the numerous ways to remove PMI early. It also includes a “Lender PMI Removal Letter” which you send to the insurance company proving that you should not be paying PMI any longer.  

Jordan Interviews David Ginsburg of Verify My PMI

Learn about the PMI Terminator™ report at www.verifymypmi.com
or by calling 800-888-6781

How To Modify Your Mortgage

Jordan Goodman explains how to lower your mortgage payment or your interest rate through mortgage modification.

Jordan Interviews Jim Richman of Modify My Mortgage

Resource: Modify My Mortgage
Website:   www.modifymymortgage.com
Phone:     800-663-4396

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