Home > Resources Center > Debt & Credit
Debt & Credit Resources
Welcome to Debt and Credit Resources

Welcome to Debt and Credit Resources at Money Answers! Facing unmanageable debt or insufficient credit is one of the most trying times in people's lives. 

Jordan Goodman has identified several strong resources to help you find relief and get back on track.  As a personal finance expert, Jordan recognizes quality solutions, forming affiliate relationships to help improve people's financial lives.
Building financial skills and literacy is a life-long learning process. If you have money questions or need additional money advice, please use the contact page to ask questions - Jordan will personally respond. 

How do I consolidate unsecured debt?

Jordan Goodman explains how to consolidate numerous credit cards and other unsecured debt into one payment at a lower interest rate. This enables you to pay off your debts years sooner than would otherwise be possible using a reputable non-profit credit counseling organization.


Jordan Interviews Christopher Viale of Cambridge Credit Counseling

Resource: Cambridge Credit Counseling
Website: www.cambridgecredit.org
Tel: 800-897-2200

Key to Getting Better Credit Cards

View credit card ratings and compare offers. GuideToCreditCard experts compare the best cards for any credit score; rewards, low APR, transfer, student and business cards.

Resource: Finding the Best Credit Card
Website:  www.GuideToCreditCard.com


Refinancing Your Student Loans

You may not realize that you can refinance your outstanding federal and private student loans into a new loan at a much lower rate than you are paying now. To find out what terms are available, contact Credible at 855-870-6005 or go to www.credible.com/moneyanswers. In 90 seconds, you can receive personalized quotes for interest rates from up to 7 vetted lenders without affecting your credit score or sharing any personal information with lenders. Once you have found a deal that appeals to you, you proceed with the loan application and give your personal information to apply for the loan. If you identify that you found out about Credible from MoneyAnswers.com, you can save $200 off your first loan payment. By consolidating many federal and private loans at higher interest rates into one new loan at a lower rate, you can make your life easier and pay your student loans off much faster and save thousands of dollars in needless interest expense.

Jordan Interviews Jereme Albin of Credible

Resource: Credible
Website: www.credible.com/moneyanswers
Tel: 855-870-6005

Refinancing Car Loans

If you have a car payment that is more than you can afford and you may be in danger of defaulting on your car loan and losing the car to repossession, you should look into refinancing your car loan to a lower payment and interest rate. At the website link listed below, you enter the numbers for your existing car loan such as your current interest rate, the amount of the loan balance remaining, and the number of months remaining, your monthly payment and the range of your credit score. Then the site will give you various options to change the maturity of the loan to reduce the monthly payment to a more affordable level. Once you have picked a monthly payment you can afford, you submit your application which goes to several credit unions who compete for your loan. You complete the entire car refinancing process online.

Jordan Interviews Keith Kelly of My Loan Gen

Resource: My Loan Gen
Website:  www.myloangen.com

Operating Capital is The Lifeblood of Most Businesses

Corporate Lending Solutions powered by Corporate Capital Direct (CCD) has experience and history with clients that simplifies the lending process.


  • Experienced lenders effortlessly manage the process, asking the right questions to fully understand client business and cash requirements. Funding should be available within days, avoiding delays when capital needs are critical.
  • Decisions are focused less on a business owner’s credit score and more on the health of their business. CCD requires minimal documentation, usually just four months of bank statements and a short, one page application. No lengthy business plans, projections or other cumbersome documentation.


Obtaining a business loan can be challenging enough. Business lending shouldn’t be stressful. That is what you will experience in working with Corporate Lending Solutions powered by Corporate Capital Direct.

Jordan Interviews Rob Denton of Corporate Lending Solutions 

Website: www.CorporateLendingSolutions.com
Tel: 800-261-6478

How to Settle Your Medical Debt

Jordan Goodman explains how to settle burdensome medical debt for pennies on the dollar.

Jordan Interviews Kevin Flynn of Healthcare Advocates

Resource:  HealthCare Advocates
Website:  www.healthcareadvocates.com
Phone:  215-735-7711

How to Consolidate Student Loans

Jordan Goodman explains how to consolidate several student loans into one at more favorable interest rates and terms.


Jordan Interviews Bruce Mesnekoff of 99 Premier Services


Resource: The Student Loan Help Center
Website:  www.consolidatecollege.com
Phone:  855-305-1878

Settling Student Loans

Jordan Goodman explains how you can settle your student loan debt for pennies on the dollar.

Resource:  Student Loan Help Today
Website:  www.studentloanhelptoday.com
Phone:  855-533-2860

Fixing Student Loan Overcharges

You should be concerned about the accuracy of your bank’s calculations for your student loan payments. A student loan audit will determine if you are being overcharged and if you are, help you get a receive a refund.   The audit will verify the accuracy of your lender’s calculation of interest charges, monthly payments and loan balances. Reports find that overcharges of interest and payment calculations occur in up to 40% of student loans.  The Student Loan Exact™ audit verifies the accuracy of lender calculations and will uncover any overcharges or other miscalculations for all types of student loans. Student loans can be especially complicated due to numerous factors such as missed payments, late payments, deferment or forbearance or other criteria which can result in miscalculations.  You will receive a personalized, comprehensive audit report which tell you if there are any mistakes or overcharges by the lender. 

Jordan Interviews David Ginsburg of Verify My Student Loan

Learn about student loan audits at www.verifymystudentloan.com
or by calling 800-888-6781

«Thank you for caring…………and sharing!»
- John J. Prast, CAE, LLIF Executive, Vice President, Million Dollar Round Table
«On behalf of the National Grocers Association, I would like to thank you for your recent presentation at our annual convention in Las Vegas, Nevada.»
- Mary Wallace, Director, Education and Meeting Services, National Grocers Association