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Mortgages Resources
Welcome to Mortgage Resources

Welcome to the Mortgage Resources at moneyanswers.com.   Here you will find valuable tips on everything from how to pay off your mortgage much sooner than you ever thought possible, to how to refinance your mortgage, and how to control your interest rate.  If you can't find the answers you seek, please send Jordan Goodman your question by going to the contact page.

Mortgage Equity Optimization

Jordan Goodman explains how to pay off your mortgage in 5-7 years instead of 30 years on your existing level of income. Before you Replace Your Mortgage, click on the link and receive your FREE analysis.

Resource:  Truth in Equity
Website: http://www.truthinequity.com/?aid=1042

Automatic Rate Cut Loan (ARC Loan)

Jordan Goodman discusses ARC Loans where your interest rates will fall automatically when rates decline. When rates rise, your interest rate remains unaffected. Go to arcloan.com for assistance and more information.


Resource: Arcloan.com
Website: www.arcloan.com

Please click on the following link to get The ArcLoan.com Mortgage Management Free App:  http://arcloan.mortgagemapp.com/

Tel: 800-272-5626

Refinancing Your Mortgage

Jordan Goodman explains how to know when it pays to refinance your mortgage and how to get the best deal on a refi.

Resource: Access National Bank 
Website: www.youcanrefi.com
Tel: 800-272-5626

Fixing Mortgage Payment Overcharges

If you have a fixed-rate or adjustable-rate mortgage, or a home equity line of credit, or if you’re making extra payments or just want a professional second opinion about the accuracy of your mortgage payments, order an ArmCheck™ mortgage audit today. Consider a mortgage audit if your monthly payment or loan balance just seems too high.  ArmCheck™ mortgage audits uncover overcharges in the calculation of your mortgage rates and payments. Thousands of homeowners have used the audit to “win their case” and get refunds ranging from $300 to $38,000!  Surveys indicate that such errors occur in up to 40% of all loans. These mistakes include miscalculating monthly payments, interest charges and loan balances. These problems occur for a variety of reasons such as inexperienced personnel, faulty software or using an incorrect index value for variable rate loans.  You will receive a report to let you know if you’ve been overcharged by the lender. You’ll also receive a “Lender Refund Letter” to send along with your report to your mortgage lender to obtain a refund for any overpayment.

Learn about the ArmCheck™ mortgage audits at www.verifymymortgage.com
or by calling 800-888-6781

Fixing Escrow Account Overcharges

Escrow accounts are often required by mortgage lenders to pay property taxes and insurance. Lenders review the account annually, but these escrow payment adjustments often result in overcharges that come out of your pocket. Errors occur in up to one-third of escrow accounts.  Mistakes occur for several reasons including inaccurate annual escrow reviews, inexperienced personnel or faulty software. The EscrowCheck™ audit will determine if you’re paying too much every month and if the lender is holding excess funds in the reserve or “cushion” account. Along with the audit report, you will receive a “Lender Refund Letter” to send along with your report to the lender to get a refund for any overcharges. Thousands of homeowners have used the EscrowCheck™ independent verification of escrow accounts to uncover mistakes or overcharges. Borrowers have received refunds ranging from $500 to $6,000. 

Learn about the EscrowCheck™ escrow audit at www.verifymyescrow.com
or by calling 800-888-6781

Cancelling Private Mortgage Insurance (PMI) Early

Most homeowners think that private mortgage insurance, or PMI, can only be cancelled when the loan reaches 80% of the home’s original value. However, there are many other ways that PMI can be cancelled early without refinancing! That will save you between $50 and $350 per month in PMI premiums. The early removal of PMI is complicated and based not just on the loan balance and the home’s original value, but also on the interplay among numerous factors such as the loan rate, term, and whether any home improvements or prepayments have been made to the house.  The PMI Terminator™ personalized report is based on your specific situation and shows the numerous ways to remove PMI early. It also includes a “Lender PMI Removal Letter” which you send to the insurance company proving that you should not be paying PMI any longer.  

Learn about the PMI Terminator™ report at www.verifymypmi.com
or by calling 800-888-6781

Mortgages for Veterans

Jordan Goodman explains how veterans can take advantage of special programs to help them get advantageous terms when refinancing their mortgages.

Resouce:  Vets Can Save
Website:  www.vetscansave.com
Phone:  800-272-5626

How To Modify Your Mortgage

Jordan Goodman explains how to lower your mortgage payment or your interest rate through mortgage modification.

Resource: Modify My Mortgage
Website:   www.modifymymortgage.com
Phone:     800-663-4396

«Thank you so much for coming out last week to Las Vegas and speaking to our participants.»
- Sheryl Dare, Meeting Planner for Genentech Corporation
«This is my "official" thank you for your presentation at our conference. Our agents were definitely impressed - and so was I - with how much practical information you crammed into the 45 minutes! »
- Dena Wise, PhD, The Unversity of Tennessee