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What should I do to monitor my credit reports and stay on top of my credit scores?

By monitoring your credit report and credit score online on an on-going basis, you can ensure your report's accuracy and make sure your credit score is as high as possible.

You can find a video where Jordan talks about monitoring your credit score in the Resource Center Debt & Credit Section entitled "Monitoring Your Credit Score".

For a direct resource recommended by Jordan visit Equifax Credit Watch at www.guardmycredit.com

When does it make sense to have their unsecured debt such as credit cards settled with their creditors and how do they go about doing that?

If you would like more information on how to settle your total debt obligations for pennies on the dollar by using a credible debt settlement service you can find a video where Jordan talks about this in the Resource Center Debt & Credit Section entitled "Settling Your Debts".

For a direct resource recommended by Jordan visit Great Debt Solutions at http://www.greatdebtsolutions.com or call 855-268-5674.

When is it the best option to declare bankruptcy and where do you recommend to get help in filing?

If you are contemplating filing for bankruptcy, you need to be referred to a reputable lawyer to help you navigate the process. BK Net Systems will evaluate whether you are good candidate for bankruptcy and then refer to a high quality lawyer licensed in your state.

You can find a video where Jordan talks about if bankruptcy is for you in the Resource Center Credit & Debt Section entitled "Bankruptcy Help".

For a direct resource recommended by Jordan visit BK Net Systems at www.mybankruptcyneeds.com or by calling them at 800-752-6935.

What do you recommend for people who have taken on a lot of unsecured debt such as credit cards?

If you would like more information on how to consolidate numerous credit cards and other unsecured debt into one payment at a lower interest rate you can find a video where Jordan talks about how to consolidate unsecured debt in the Resource Center Credit & Debt Section entitled "Consolidating Unsecured Debt". This enables you to pay off your debts years sooner than would  otherwise be possible using a reputable non-profit credit counseling organization.

For a direct resource recommended by Jordan visit Cambridge Credit Counseling www.cambridgecredit.org or call 800-897-2200.

What should I do to get better credit cards than I have now?

If you would like more information on on how to get better credit card rewards, lower fees and interest rates, longer grace periods and more you can find a video where Jordan talks about this in the Resource Center Debt & Credit Section entitled "The Right Credit Card".

For a direct resource recommended by Jordan visit Credit Card Perks at www.creditcardperks.com.

 

What is the best way to get an unsecured loan if you want to pay a lower interest rate than a credit card?

If you would like more information on how  to get a loan at a lower interest rate than the bank offers in what is known as peer to peer lending you can find a video where Jordan talks about this in the Resource Center Credit & Debt Section entitled "Peer to Peer Lending". This enables you to pay off your debts years sooner than would otherwise be possible using a reputable non-profit credit counseling organization.

For a direct resource recommended by Jordan visit Lending Club at  www.lendingclub.com.

 

How do I protect myself against identity theft?

If you would like more information on how to protect yourself against idenity theft and what to do if you are hit but an ID thief Jordan talks about this in a video that can be found in the Resource Center Debt & Credit Section entitled "Protecting From ID Theft".

For a direct resource recommended by Jordan visit LifeLock at  www.lifelock.com and use promo code moneyanswers or call 800-543-3562.

 

How should I consolidate my student loans?

If you would like more information on how to consolidate several student loans into one at  more favorable interest rates and terms you can find a video where Jordan talks about this in the Resource Center Debt & Credit Section entitled "Consolidating Student Loans".

For a direct resource recommended by Jordan visit The Student Loan Help Center www.consoidatecollege.com or call 855-305-1878.

How can I settle my student load debt?

If you would like more information on how you can settle your student loan debt for pennies on the dollar you can find a video where Jordan talks about this in the Resource Center Debt & Credit Section entitled "Settling Student Loans".

For a direct resource recommended by Jordan visit The National Student Loan Relief at www.studentloanhelptoday.com or call 855-533-2860.

How can I settle my medical debt?

If you would like more information on how to settle burdensome medical debt  for pennies on the dollar you can find  a video where Jordan talks about this in the Resource Center Debt & Credit Section entitled "Health Care Debts".

For a direct resource recommended by Jordan visit Health Care Advocates at www.healthcareadvocvates.com or call 215-735-7711.

«Thank you so much for giving a fantastic presentation at our NEA (National Education Association) MB Professionals’ Workshop meeting. Our attendees were very receptive to your session entitled, How To Get Your Financial Act Together.»
- Kimberly S. Adams, NEA (National Education Association) Member Benefits
«Thank you very much for arranging your schedule to allow you to visit with the Seaboard Leadership Council last week. From my observations and what I have been told your presentation was very well received.»
- Ray Melcher, State Farm Insurance Companies