“Regardless of Your Financial Status - Your Financial Success Could Depend on the Information Contained in this Book!”

Congratulations! By reading this page, you are taking your first step toward financial success. Your second step is actually purchasing Everyone’s Money Book on Financial Planning!

It all starts with your recognition of the importance of planning for your financial future, no matter what your age or financial situation.

Even if you just won the lottery or inherited a cool million, your future financial comfort would depend on putting together a long-term money management strategy.

Consider this fact:

If it takes $4,000 a month-$48,000 a year-to live comfortably today, with inflation of just 3 percent a year, in just 15 years you would need more than $6,600 a month, or almost $80,000 annually, to maintain your lifestyle.

But don’t be intimidated. You do not have to live paycheck to paycheck, and you do not have to be rich to achieve financial independence or to look forward to a comfortable retirement.

You DO have to take charge of your finances and understand how to make your money work for you. This book is your starting point to helping you plan and chart your right financial course, so that your money doesn’t manage you.

The sooner you get started, the quicker you and your family will reap the financial rewards of your efforts.

Many people ignore financial planning because they think they don’t have enough money to make it worthwhile, or they figure they don’t need it or can’t afford it. Chances are you have more than you think-both in assets and financial knowledge.

And if you still aren’t sure you are capable of understanding enough about money to take charge, there is plenty of free or low-cost information or help available in print, online, or in person-all of which you will find out about in this book.

I know that many people and organizations in the money business have a vested interest in keeping financial knowledge as mysterious as possible. I disagree wholeheartedly with this approach.

By spending a little time learning about money, you can understand all the major aspects of financial planning and acquire enough confidence to make solid financial decisions.

After all, even if you have a half-dozen financial advisors at your beck and call, the final decisions on what to do with your money are ultimately yours to make. This book is loaded with easy-to-use worksheets and a plethora of resources, including books, magazines, newsletters, trade associations, government agencies, and Web sites.

With a connection to the Internet and a few mouse clicks, you can get the latest financial news; search for price quotes; buy stocks, bonds, mutual funds, and insurance policies; find the cheapest credit cards; locate grants and scholarships for your child’s college education; or learn about any area of personal finance. Many Web sites offer search tools and calculators to make it easy to personalize the information to your situation.

We’ve put together a step-by-step process you need to follow if you want to
retire with the most money possible!

It is a step-by-step process you should follow to get the most money at the time of retirement as possible. And, because we know that half the battle is having the right resources at your fingertips, we’ve included lots of comprehensive tables and a host of invaluable books, software programs, associations, and Web sites you can turn to along the way.

Specifically, this book will show you:

• How to give yourself a Financial Check-up.
• Where you are, where you’re going and how will you get there.
• How to set Goals.
• Creating a budget that works for you.
• How to put a long-term financial goal and Investing plan into action.
• How to increase the money your money makes you.
• Who should take risk and why.
• Your risk tolerance.
• Why you should buy or lease.
• Credit Management and Debt Planning.
• How to finance your needs.
• and much more!

Everyone’s Money Book On Financial Planning will teach you step-by-step, chapter-by-chapter, everything you need to know about money and why you need a plan now! Just take a look:

Giving Yourself a Financial Checkup (Chapter 1)

Determining Your Net Worth
How to Set Up a Record Keeping System
Defining Your Financial Goals
Analyzing Your Cash Flow
Creating a Budget That Works
Points to Remember

Assembling a Long-Term Financial and Investing Plan (Chapter 2)

Setting Up an Investment
Tracking Your Investments
Assessing Your Risk Tolerance
The Investment Risk Pyramid
Points to Remember

Financing Your Needs Part One: Housing, Cars and Credit (Chapter 3)

Housing
Car/Vehicle Purchases
Credit Management/Debt Planning
Points to Remember
Resources: Credit
Resources: Real Estate
Resources: Vehicles

Insurance, Employee Benefits and College Financing (Chapter 4)

Your Insurance Needs
Maximizing Your Employee Benefits
Financing College and Continuing Education
Points to Remember
Resources: Insurance
Resources: Employee Benefits
Resources: College Financing

Retirement and Estate Planning (Chapter 5)

The Basic of Retirement Planning
The IRA Option
The Basic of Estate Planning
Writing and Executing a Will
Funeral and Burial Arrangements
Points to Remember

Basic Tax Planning (Chapter 6)

Highlights of Recent Tax Changes
Filing a Tax Return
Tax Rates
Legal Deductions
Tax Credits
Capital Gains and Losses
Alternative Minimum Tax
Strategies to Cut Your Taxes
If You’re Audited
Points to Remember

Getting Financial Advice (Chapter 7)

Who Can You Trust?
Finding an Accountant and Tax Preparer
The Right Banker
Getting Reliable Legal Advice
Financial Planners
Choosing an Insurance Agent
Settling on a Real Estate Advisor
Finding Money Managers and Brokers
Choosing a Stockbroker
Points to Remember

Smart Money Strategies for Every Age and Situation (Chapter 8)

Your 20s and 30s – Establishing Your Financial Foundation
Your 40s and 50s – The Peak Earning Years of Middle Age
Your 60s and Up – The Retirement Years
When You’re Single
When You’re Married
When You’re Divorced or Windowed

Overview:

As you can see, 8 chapters of vital information that will make a dramatic difference in dealing with your retirement planning needs.

Hundreds of resources will help you turn concepts into action. Names, addresses, phone numbers, websites and email addresses all waiting to help you in obtaining our ultimate financial dream.

Everyone’s Money Book On Financial Planning gives you practical tools to help you begin right now analyzing and strategizing your financial needs.

Includes step-by-step instructions on everything you need to know about money and much more.

38 worksheets, charts and graphs including;

• Assets Worksheet
• Liabilities Worksheet
• Short-Term Goal Worksheet
• Medium-Term Goal Worksheet
• Long-Term Goal Worksheet
• Goal Tracking Worksheet
• Cash-Flow Analysis Worksheet
• Month Budgeting Worksheet
• Investment Risk Pyramid
• Leasing Cost Worksheet
• Insurance & Employee Benefits Worksheets
• Retirement Planning Worksheets
• and Much More!

Use Everyone’s Money Book On Financial Planning to help establish a solid financial plan for your financial success! Order your copy today!

100% Satisfaction Guarantee!

As with all of our products we offer a 100% Satisfaction Guarantee! If you are not convinced the information you receive in Everyone’s Money Book On Financial Planning is worth the purchase price of the product, just contact us within 30 days and we’ll refund 100% of your purchase price. No questions asked.

Why do you need Everyone’s Money Book On Financial Planning?

Regardless you old you are, you need to start a solid retirement plan. No one except for you can plan your financial success or failure. You need the Everyone’s Money Book On Financial Planning, your children need it and your children’s children will need it. It’s solid financial advice that will help you achieve a solid financial plan.

With all this in mind, get ready to take control of your financial destiny. It starts now. No one will ever care about your personal financial situation as much as you do!

This is your chance to make the best of your financial potential. Take the next step and order!